1. H/C Marketing and Consulting doing business as Spiritual Guided Psychics (thereafter known as SGP) privacy practices are in accordance with all Canadian federal and provincial laws and regulations. We are compliant with the Personal Information Protection and Electronic Documents Act (PIPEDA).
2. SGP has in place privacy and security practices to safeguard our clients’ personal information. These practices are reviewed, and if necessary revised, on a regular basis.
3. Personal information collected by SGP is information about an identifiable individual that may include such information as your name, e-mail address, mailing address, phone number, birth date and any recorded complaints. At SGP, we collect client information for one or more of the following purposes:
   • To provide a positive client experience, and deliver, bill for, and collect payment for products and services.
   • To meet legal and regulatory requirements.
4. SGP does not use or disclose personal information for purposes other than those for which it was collected, except with the consent of the individual or as required by law. SGP retains personal information only as long as necessary for the fulfillment of those purposes.
5. SGP informs clients of the existence, use and disclosure of their personal information upon request and gives them access to their information.
6. Clients that wish to:
   • Access, or obtain more information about, their personal information held by SGP; or
   • Make a privacy-related complaint; may contact SGP at anytime.
7. Any payments for product or service with Spiritual Guided Psychics is through our Third Party Merchant Banking secured with Moneris Solutions Merchant Processing Centre integrated through the Bank of Montreal. We do not have access to, nor gather at any time nor retain at any time in our records any customer financial, or credit card information.
8. All fund transactions are processed in U.S. Dollars.
9. The Office of the Privacy Commissioner of Canada oversees SGP’s personal information handling practices. If your privacy concerns are not addressed to your satisfaction by SGP you may contact the Office of the Privacy Commissioner of Canada for further guidance:
   By Phone: 1-800-282-1376 or 613-995-8210
   By Fax: 613-947-6850
   By E-mail: info@privcom.gc.ca
   Website: www.privcom.gc.ca

We are so confident you will have a positive experience with spiritualguidedpsychics.com, we offer this Customer Satisfaction. If you are not satisfied with your first reading, we will refund your first purchase or give you the time back to try our service again - whichever you prefer.
This refund or time credit must be requested within one (1) business day of your purchase and can only be applied to your first purchase. The accuracy of psychic readings cannot be guaranteed due to the long-term nature of some content, and the role that each person plays in fulfilling their own destiny.

How to Contact SGP

H/C Marketing and Consulting
Phone: 519-571-7585
Email: admin@spiritualguidedpsychics.com

Privacy Policy of spiritualguidedpsychics.com

We at spiritualguidedpsychics.com have created this Privacy Policy in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this Web site.
We use your IP address to help diagnose problems with our server, and to administer our Web site. Your IP address is also used to gather broad, aggregated demographic information. Our site may use cookies to make sure you don't see the same ad repeatedly. We use cookies to deliver content specific to your interests, and for the other purposes set out below:

Our site's registration forms require users to give us a unique username and password. To post a message in www.spiritualguidedpsychics.com using an e-form, an email address is also required.
This site may contain links to third party sites. spiritualguidedpsychics.com is not responsible for the privacy practices or the content of such web sites. This Privacy Policy extends only to data collected on pages hosted by spiritualguidedpsychics.com servers.

Our online surveys and the contests on our site may ask visitors for such information as contact information (like their email address), demographic information (like their postal code, age or gender). We may use contact data from our surveys or contests to send information about our company and promotional material. The customer's contact information may also be used to contact the client when necessary. Only SGP has access to your personal information. Users may opt-out of receiving future e-mail communications. Please see the choice/opt-out section below.

Demographic and profile data is used to tailor our visitor's experience at our site and display the content according to their preferences.

Security
This site has reasonable security measures in place to protect against loss, misuse and interception by third parties. SGP assumes no liability for interception, alteration or misuse of information transmitted over the Internet.

Children's Guidelines
This site is not marketed to or directed towards children. Nevertheless, it is possible for children to publicly post or distribute personally identifiable contact information without prior parental consent within chat rooms, forums, message boards, and/or news groups. SGP is not responsible for anyone under the age of 19 years utilizing our services.

Choice/Opt-Out
In the Registration process where we request information about the visitor, our site provides users the opportunity to opt-out of receiving email or other forms of communications from SGP.